构建长效农业保险保障体制探讨

On Building Permanent and Efficient Agricultural Insurance Guarantee System in Xinjiang

中央财政保费补贴政策自2007年实施以来,对新疆农业保险发展产生了积极影响,不仅显著提高了新疆农业保险的保障程度,增强了农业抗御自然灾害的能力,有效维护了新疆农村社会经济的稳定,而且显著降低了农业保险的赔付率水平,对农业保险的可持续发展和保险公司经营农险业务的积极性起到了积极的促进作用。中央财政保费补贴政策的实施还进一步调动和促进了新疆各级政府组织、推动农业保险的积极性和主动性。作为全国重要的粮、棉、油和畜牧业生产基地,新疆应积极抓住机遇,多方创造条件,进一步加大各级财政和龙头企业支农补农的投入力度,为农业保险发展创造有利的环境,以尽快建立长期有效的农业保险保障体制。

With enforcement of the national finance allowance policy to agricultural insurance since 2007, it has brought much positive influence to Xinjiang agricultural insurance. The national finance allowance policy not only has increased the guarantee level of Xinjlang agricultural insurance, improved agricultural capability against natural calamities and maintained effectually stabilization of Xinjiang rural society and economy, but also remarkably decreased the compensation level of Xinjiang agricultural insurance, which has contributed to advancing the sustainable development of agricultural insurance, and encouraging and drawing insurance companies to engage in agricultural insurance. The enforcement of national finance allowance policy to agriculture insurance has also further stimulated the possessiveness and initiative of different levels governments to carry on agricultural insurance. As China＇ s most important production bases of food, cotton, oil-bearing and animal husbandry, the government of Xinjiang autonomous region should actively seize the opportunity, and create conditions as much as possible, particularly, further strength finance support intensity to agricultural insurance as well as encourage and guide agribusinesses to take part in agricultural insurance so that create better survival environment for agricultural insurance, and eventually set up permanent and efl3eient agricultural insurance system.