中西部四省区保险业比较研究与借鉴

Comparative Studies and Reference of Insurance Industry in the Four Midwestern Provinces or Regions

搜集并分析、比较研究了山西、陕西、江西和广西四省区社会、经济、自然条件及保险业发展的相关数据,得出广西保险业在保费收入、保险深度、密度等方面与其他三省存在一定差距,主要是由于受经济社会发展相对落后,保险主体相对较少,兼业代理发展相对较慢及保险从业人员数量较少等因素的制约。基于此,宏观上应从经济社会协调发展,微观上须从保险主体、从业人员、保险产品创新及保险知识宣传普及等方面入手加以改进提高,从而确保广西保险业健康快速发展。

By collecting, analyzing and comparing relevant data of social, economic and natural condition and insurance development in Shanxi, Shan＇ xi, Jiangxi and Guangxi, it was concluded that there was a gap between Guangxi and the other three provinces in the aspects of premium revenue, insurance depth and density. That is caused by the restricted factors like lagging economic and social development, lack of insurance subjects, slow concurrent business agency development and shortage of insurance personnel, etc. Therefore, to ensure the sound and rapid development of insurance industry in Guangxi, efforts should be made to coordinate economic and social development maeroscopically, and improve insurance subject, employed person, insurance products and insurance knowledge popularization from a micro point of view.