摘要
由于贷款风险管理中信息不对称性的存在，导致贷款道德风险的产生，加大了银行贷款风险。本文通过设置激励条件，构造出道德风险的防范模型，对于降低银行贷款风险具有重要参考价值。
Due to unsymmetrical character of information in credit risk management, the moral risk willbe caused, and loan risk of bank becomes larger. According to the theory of operations research andinformation economics, the guarding model of moral risk is formulated in this paper. It will play an important role in reducing the loan risk of bank.
出处
《中国管理科学》
CSSCI
1999年第1期21-24,共4页
Chinese Journal of Management Science
基金
国家自然科学基金!79770011
