新农保制度:农户期望和意愿的集中体现

The New Old-aged Insurance in Rural Area: The epitome of farmer’s expectation and aspiration

本文以"中国17省(区、市)农户社会保障调查"资料为基础,从农户的期望与意愿出发,对我国刚刚出台的新型农村社会养老保险制度进行了全面分析。分析表明,新农保的出台时机、时间安排和制度设计都符合农户的期望和意愿,东部和中西部的补贴差异也符合农户的基本判断,新农保制度是农户意愿和期望的集中体现。提出了政府应重视提高个人账户回报率、大力加强新农保制度和政策宣传的建议。

Based on the investigation of social security for farmers scattered in seventeen provinces, regions or municipalities in China, this paper analyses the new rural old-aged insurance system roundly from the expectation and intention that the farmers. The analysis shows that the new rural endowment insurance epitomizes the farmers＇ hopes. Its debut, timing, arrangement, and system of designing are in line with the aspirations of farmers. Besides, the difference between the eastern area and the middle or western one also accords with people＇s judgments. Finally, it suggests that the government should emphasis on enhancing the return of individual account and propagate the new old-aged insurance in rural area vigorously.