论信用信息的征集、使用与被授信主体权益保障

On the Collection and Utilization of Credit Information and the Guarantee of the Rights and Interests of Information Grantor

市场经济是信用经济,建立信用信息正当公开制度对促进社会主义市场经济的健康发展有极为重要的作用。个人信用信息的公开,应是全面、完整的公开。在信用信息的正当公开过程中,要考虑到被授信人的正当权益保障。

Market economy is credit economy.Establishing a justified credit information disclosure system plays an important role in promoting the healthy development of socialist market economy.The disclosure of personal credit information should be complete and intact.During the process of justified disclosing of credit information,the guaran-tee of the justified rights and interests of the information grantor should be taken into consideration.