中小企业汇率风险的识别及其防范探讨

Recognition and Precaution of Exchange Rate Risks of Small and Medium-sized Enterprises

中小企业的汇率风险受到汇率波动、以外币计价的汇率风险头寸以及合约期限等因素的影响。根据风险来源,汇率风险可分为交易风险、经济风险以及折算风险。中小型外贸企业主要面临交易风险以及经济风险的威胁,而中小型内销企业可能遭遇经济风险,分析汇率风险及成因,并探讨相应的防范对策具有重要意义。

Exchange rate risks of small and medium-sized enterprises will be affected by exchange rate fluctuation, exchange rate risk counted by the foreign currency as well as contract deadline. According to origins of risks, exchange rate risks may be divided into transaction risk, economical risk and conversion risk. Small- and middle- sized foreign trade enterprises are mainly threatened by transaction risk and economical risk, while those enterprises oriented towards domestic market usually face possible economical risk. Therefore, the paper probes into the corresponding precaution and discusses the possible countermeasures.