摘要
利用数据包络分析法(DEA)对我国银行业1999-2008年的经营效率进行总体分析与评价,并利用Malmquist生产率指数对其效率变动进行测算。研究结果表明,我国银行业生产经营效率呈现上升趋势,但整体水平仍然相对较低,商业银行的管理能力与自身规模不相适应。同时,银行业结构、区域分布、规模大小以及企业类型等因素会使银行业在综合技术效率、纯技术效率与规模效率方面存在差异,银行业生产率改进大部分来自于技术进步。
The paper analyzes and evaluates banking industry in China from 1998 to 2008 with Data Envelopment Analysis on the whole.In addition,it evaluates the changes of efficiency of banking industry by Malmquist Productivity Index.The results show although the production efficiency of china＇s banking industry is enhancing gradually,still rather low.Meanwhile,the factors such as industrial structure,location,scales and ownership structure may have impact on the economic efficiency,pure technical efficiency and scale efficiency of banking industry.China＇s banking industry relies mostly on the improvement in technology.
出处
《金融理论与实践》
北大核心
2010年第6期25-32,共8页
Financial Theory and Practice
基金
中央财经大学研究生科研创新基金重点项目"结构性金融衍生产品定价研究"(编号:08-Z-006)
