基于银行视角的高校负债风险评价模型研究

Study on the Liabilities Risk Evaluation Model of Higher Learning Institutions in the Perspective of Bank

利用层次分析法研究得出的高校负债风险评价模型,把影响高校负债风险的诸多因素作为一个系统来考虑。综合运用了定量和定性的评价方法,计算出各指标影响高校负债风险的权重,有效避免了在评价高校负债风险过程中的主观性,能够较为准确的反映出高校负债风险的客观情况,从而降低银行的贷款风险。

The liabilities risk evaluation model of higher learning institutions has been made by analytic hierarchy process,which takes the factors of the liabilities risk as a system of quantitative and qualitative evaluation methods.The model can calculate the weight of the indicators affecting the liabilities risk,effectively avoid the subjectivity and accurately reflect the objective conditions in the process of evaluating the liabilities risk of the higher learning institutions so as to lower the load risk of banks.