金融危机背景下我国金融业混业经营的探讨

Discussion on Mixed Management of Financial Industry in China under the Background of Financial Crisis

随着经济全球化的不断推进,金融业的混业经营已成为国际金融业发展的主导趋向,这对于国情特殊的社会主义中国来说也不例外,混业经营同样是我国金融业发展的必然趋势。伴随着经济条件和金融经营模式的改变,特别是金融危机的影响,对金融业混业经营的风险管理方式及其理论研究也在不断演进。有必要就中国金融混业经营进行可行性和必要性分析,探讨制约混业经营进程的因素,对更好地推进我国金融业的混业经营提出建议。

With the continuous development of economic globalization,mixed management of financial industry has become a main trend of development in international financial industry.It is true of China,a socialist country.With the change of economic condition and financial management mode,especially the influence of the financial crisis,risk management mode of mixed management in financial industrial and its theoretical research has increasingly changed.It is necessary to analyze the feasibility and necessity of mixed management of finance in China,discuss the factors of influencing the development of mixed management,and put forward some suggestions in order to promote financial mixed management in China further.