3Black,D.G.,K.D. Garbade,and W.L. Silber. 1981. The Impact of the GNMA Pass-through Program on FHA Mortgage Costs. Journal of Finance 36: 457-469.
4Hendershott,P.H. and J.D. Shilling. 1989. The Impact of the Agencies on Conventional Fixed-Rate Mortgage Yields. Journal of Real Estate Finance and Economics 2:101-115.
5Kolari,J.W.,D.R. Fraser and A. Anari. 1998. The Effects of Securitization on Mortgage Market Yields:A Co-integration Analysis. Real Estate Economics 26:677-693.
6Kregel,J. A., 1997. Margins of Safety and Weight of The Argument in Generating Financial Fragility,Journal of Economics Issues, June, Vol.31 : 543-548.
7Minsky,H.,1982. The Financial Instability Hypothesis:Capitalist Process and the Behavior of the Economy,in Financial Crisis:Theory,History and Policy,edited by Charles P.,Kindlberger and Jean -Pierre laffargue, 13 -38. Cambridge:Cambridge University Press.
8Moody's Investors Service. 1996. Securitization and its Effect on the Credit Strength of Financial Services Companies. Global Credit Research. November.
9Sirmans,C.F. and J.D. Benjamin. 1990. Pricing Fixed Rate Mortgages:Some Empirical Evidence, Journal of Financial Services Research 4:191-202.
10Standard and Poor's. 1996.Card Securitization Off-Loads Little Risk. BankRating Service,BankRatings Comment. November.P.1.
