《物权法》的制度创新对中小企业融资的影响

The Impact of Financing of SMEs for Property Law System Innovation

中小企业在经济发展和科技进步中地位举足轻重,努力发展中小企业意义重大,然而长期以来,融资难成了制约中小企业快速发展的瓶颈。《物权法》的颁布,有望使该问题得到缓解。较之《担保法》,我国《物权法》在用益物权法律制度和担保物权法律制度方面都有较多的创新之处,诸如矿业权、承包经营权、担保物权等方面的创新规定对我们去探寻解决中小企业的融资问题的方法具有重要的现实意义。

The status of SMEs in economic development and scientific and technological progress is important, so efforts to develop small and medium enterprises are become significant. But for a long time, financing difficulties have become constrained bottleneck for the rapid development of SMEs. The promulgation of Property Law can make the issue to be eased. Compared with Guarantee Law, China＇ security interest legal system have more innovations, such s Property Law in the usufruct right legal system and the as mining rights, contractual land management right, security interests, which shows important practical significance for us in providing solutions to SMEs financing problems.