经济不确定性与商业银行经营管理研究述评

Review of Literature on Economic Uncertainty and Management of Commercial Bank

在后金融危机背景下,金融危机所延续的不确定性因素和经济发展不稳定性将对商业银行的经营绩效产生重大影响。国外学者主要从经济不确定性因素对银行信贷风险、资产配置和信贷行为影响方面开展了大量研究,本文围绕上述几个方面对经济不确定性和商业银行经营绩效关系的最新理论研究进行述评。

Economic uncertainty and economic instability would significantly affect operational performance of commercial banks in post - crisis era. Foreign scholars have carried out a great deal of researches about the effects of economic uncertainty on credit risk, asset allocation and lending behavior of commercial banks. This article offers a review of literature on these aspects mentioned above.