信用评级监管:后危机时代的变革与借鉴

Credit Rating Regulation:Changes in Post-crisis Era and Reference

国际金融危机之后,美、欧、日等征信业发达国家纷纷出台监管新举措,加强征信监管成为国际社会的广泛共识。穆迪、标准普尔、惠誉等国际信用评级机构在监管部门和公众舆论的压力下,也积极采取自我改进措施。在这一形势下,我国应从战略和全局的高度提高认识,积极借鉴,认真研究。当前,关键是要通过加快信用评级相关法规制度建设、确立独立统一的监管主体、完善信用评级机构认可制度等措施,以建立健全我国信用评级监管体系,发挥我国信用评级监管的后发优势。

New moves have been taken in such countries with developed credit investigation industries as the United States, Europe, Japan, etc. after the international financial crisis, and it＇ s become a broad consensus to strengthen the credit investigation control in the international community. Such international credit rating agencies as Moody＇s, S ＆ P, Fitch, etc. , under the pressure of regulatory departments and public opinions, have taken active measures for self - improvement. In this situation, it＇ s necessary for China to intensify awareness from a strategic and overall perspective, to learn and study actively and more carefully. At present, the key is to taking the following measures as quickening construction of the relevant laws and regulations on credit rating, establishing an independent unified regulatory subject, perfecting the ratification system for credit rating agencies, full so as to establish and improve credit rating regulatory system in China and bring the credit rating regulation into play.