金融危机下中小企业融资问题刍探

Exploration on the Medium-sized and Small Enterprises Financing Problems under the Financial Crisis

中小企业成为一国经济发展中不可忽视的经济力量。随着世界金融危机的蔓延,作为世界上人口最多的发展中国家,我国中小企业将在稳定经济、吸纳就业、提供社会服务等方面发挥非常特殊的作用。我国中小企业遭遇了近年来最严重的一次困难,无论在发达国家还是在发展中国家,中小企业的融资问题一直是它们发展中面临的最大困难。从企业发展的外部环境讲,中小企业面临突出问题首先就是融资难问题。解决中小企业的融资难问题要多条措施并进。

SMEs have become a country＇s economic power which can not be ignored in the development of economy. with the world financial crisis spreading,as the world＇s most populous developing countries,China＇s small and medium businesses will play a very special role in the stability of the economy,creating jobs,providing social services and other aspects. SMEs in China suffered the most serious difficulties in recent years,both in developed and developing countries;the financing of SMEs has been the greatest difficulty in their development. From the aspect of external environment for enterprise development,first outstanding problems facing SMEs is the problem of financing. To solve the problem of SMEs financing,it is necessary to keep abreast of a number of measures.