迪拜视角下中国商业银行信用风险管理的对策研究

The Research of our Country Commercial Bank Credit Risk Management Under the Perspective of Dubai Crisis

在对迪拜债务危机成因分析的基础上,引入信用风险的含义,结合中国商业银行信用风险管理的现状,尤其是中国步入全球经济后,发现信用风险问题尤为突出,已对中国的经济构成严重影响,商业银行经营机制不健全、内部评级机制不完善、监管的手段和方法陈旧、落后等,亟待解决。如何根据中国的基本国情加强商业银行信用风险管理问题提出了一些对策和建议。

The paper elaborated on the credit risk management of Commercial Banks in China based on the debt crisis in Dubai by causal analysis,especially after the global economy into the credit risk。It is a prominent problem to be solved.According to China’s basic conditions,our country how to strengthens the credit risk management of Commercial Banks,puts forward some countermeasures and Suggestions.