8Msuya, John M, Johannes P. Impacts of Community Health Insurance Schemes on Health Care Provision in Rural Tanzania. Zef Discussion Paper on Development Policy. Jutting and Abay Asfaw.Bonn: ZEF Center for Development Research, Bonn University, 2004. 82
9Schneider. The Impact of Phihealth Indigent Unsurance on Utilization,Cost and Finances in Health Facilities in the Philippines. Pia and Rachel Racelis. Bethesda Maryland: Abt Associates Inc, 2004
10Ahuija. Design of Incentives in Community Based Health Insurance Schemes. Zef Discussion Paper on Development Policy . Rajeev and Johannes Jutting. Bonn: ZEF Center for Development Research,Bonn University, 2003. 63