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基于综合业务的商业银行客户流失预警模型

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摘要 随着我国国内银行的竞争加剧,商业银行客户流失现象越来越严重。而大量的统计数据表明,获取新客户的成本是维护现有客户的五倍。因此,从海量的客户交易记录中挖掘出对流失有影响的信息,从而建立有效地银行客户流失预警体系显得尤为必要了。本文结合我国商业银行业务现状,综合运用层次分析法和logistics回归分析方法,给出了基于综合业务考虑的商业银行客户流失预警模型。
作者 马莉 万彦
出处 《管理观察》 2010年第23期258-259,共2页 Management Observer
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