1Baltensperger, E.: Credit Rationing Issues and Questions, Journal of Money, Credit and Banking, 10(2): 170-183, 1978.
2Banerjee, A. & Duflo, E.: Do Firms Want to Borrow More? Testing Credit Constraints Using a Directed Landing Program, http://econ.www.mit.edu, 2002.
3Barham, B. L.; Boucher, S. & Carter, M. R.: Credit Constraints, Credit Unions and Small-scale Producers in Guatemala, Worm Development, 24(5): 793-806, 1996.
4Binswanger, H. E & Rosenzweig, M. R.: Behavioral and Material Determinants of Production Relations in Agriculture, Journal of Development Studies, 22 (3): 503-537, 1986.
5Boucher, Steve: Endowments and Credit Market Performance: An Econometric Exploration ofNothorice Rationing Mechanisms in Rural Credit Markas in Peru, http://www.agecon.ucdavis.edu, 2002.
6Boucher, Steve; Caterine, G and Carolina T.: Direct Elicitation of Credit Constraints: Conceptual and Practical Issues with an Empirical Application to Peruvian Agriculture, http://www.agecon.ucdavis.edu, 2005.
7Browning, M. & Lusardi, A.: Household saving: Micro theories and micro facts, Journal of Economic Literature, 34(4): 1797-1855, 1996.
8Diagne, A.; Zeller, M. & Sharma, M.: Empirical Measurements of Households' Access to Credit and Credit Constraints in Developing Countries: Methodological Issues and Evidence, Food Consumption and Nutrition Division Discussion Paper 90,International Food Policy Research Institute, 2000.
9Duong, Pham Bao and Izumida, Yoichi: Rural Development Finance in Vietnam: A Microeconometric Analysis of Household Surveys, Worm Development, 30(2): 319-335, 2002.
10Eaton, J. & Gersovitz, M.Debt with Potential Repudiation: Theoretical and Empilical Analysis, The Review of Economic Studies, 48(2): 289-309, 1981.
