河北省金融支持农村经济发展的长效机制研究

The Persistent-effect Mechanism on Finance Supporting The Development of Rural Economics of Hebei Province

中国农村金融长期实行政府主导下的强制性制度变迁,这种非需求导向型机制演进抑制了农村金融的发展。针对河北省农村金融发展中存在的问题,政府要转变干预方式,通过为农村金融体系确立公正有效的竞争规则,提供良好的金融生态环境,采取各种市场化手段,引导农村金融机构的信贷行为和农村内生金融秩序的生成,构建起金融支持农村经济发展的长效机制。

For a long time, the rural financial reform is mandatory institutional transition under the leadership of government. This non - demand - oriented mechanism evolution restraints the development of rural finance. Taking Hebei Province as an example, this article analyzes the existent problems in the field of rural finance, points out that the government intervention within measure is necessary but the way should be changed ~ The government should induct the behaviors of rural financial institutions and the building of the endogenous rural financial order through establishing equitable competition rules, constructing favour- able financial ecological environment and adopting market principles. Only in this way can the persistent - effect mechanism of finance supporting the development of rural economics be established.