中国财产保险市场结构实证分析

An Empirical Study of China's Property Insurance Market Structure

如今大多数学者认为目前我国财产保险市场结构是寡头垄断结构,但是缺乏比较系统的实证分析与论证。本文通过对产险市场的实证分析来论证我国产险市场结构是寡头垄断结构,且存在着险种结构失衡、区域发展不均衡的问题。建议各市场主体在经营上应差异化管理,监管部门在监管上要因地制宜。

now most scholars think China property insurance market structure is oligopoly structure,but lack of empirical analysis and comparison system.This will be based on the empirical analysis of the property market in China to demonstrate its market structure is oligopoly structure,plant structure,disequilibrium of regional development imbalance problem.The market main body in business advice should be differentiated management,supervision department in supervision to adjust measures to local conditions.