4Allen Berger,Richard.J Rosen and Gregory Udcll: The Effect of Market Size Structure on Competition:the Case of Small Business Lending, Working Paper, Federal Reserve Bank of Chicago, October 2001.
5Allen Berger and Gregory Udell: The Economics of Small Business Finance: The Roles of Private Equity and Debt Markets in the Financial Growth Cycle, Journal of Banking and Finance, 1998.22.pp.613-73.
6Allen Berger and Gregory Udell: Relationship Lending and Lines of Credit in Small Business Finance, Journal of Business, 1995. 68.pp. 351-81.
7Blackwell. N.and Antony Santomero: Bank Credit Rationing and Customer Relations,Journal of Money Economics. 1982.9.pp. 121-29.
8David G.Blanchflower,Phillip B.Levineand David J.Zimmerman: Discri-mination in the Small Business Credit Market,Working Paper 6840, NBER, 1998.
9Grace O.Kim: Small-Business Financing: Banks or Bust, UMI Number 3005317,2001.
10Ken Cavalluzzo, Linda Cavalluzzo and John Wolken: Competition, Small Business Financing, and Discrimination :Evidence From a New Survey, FEDS Working Paper No. 99-251999.
