我国信用担保机构风险管理研究

Research on the Risk Management of Credit Guarantee Institutions

近年来,我国信用担保机构发展迅速,为解决中小企业融资难问题发挥日益显著的作用,但同时也积累了大量的风险。担保机构需要通过建立良好的风险预警系统、构建风险综合指标体系,提高自身抵御风险的能力。

Recent years, the credit guarantee institutions developed rapidly and have played an increasingly significant role in solving the problem of the financing of small and medium enterprises （SMEs）. Along with the development, they have accumulated a great deal of risk .The credit guarantee organizations need to establish a good risk warning system and build a composite risk index system to increase the ability to resist the risks.