我国保险业风险管理的认知演进——以《保险研究》为代表的文献综述

The cognitive evolution on risk management by the insurance industry in China——Using "Insurance Studies" as the main reference literature

自1979年我国保险业复业以来,风险一直伴随着我国保险业的成长。以1990年第一篇关于我国保险公司风险管理的文献为起点,国内学术界为推动保险业风险管理做出了不可磨灭的贡献。结合历史的脚步,以风险识别为主要探讨对象,本文从十多篇具有代表性的文献中找到了一点点认知演进的足迹。在全球金融危机渐渐远去,后危机时代到来的大背景下,认识我国保险业过往风险历程以及研究成果,对指导将来的实践与进一步研究具有重要意义。

Since the resumption of insurance operation in China in 1979, the growth of the insurance industry has been accompanied by various risks. Since the publication of the first literature on insurance risks management in China in 1990, the academic community has made an indelible contribution to promoting the industry＇s risk management awareness. Looking back on the track of development, the paper intended to reflect those cognitive evolu- tion footprints on risk identification from more than l0 papers among the abundant literature. With the global finan- cial crisis moving away from us and the advent of the post-crisis era, understanding the history of risk management by the insurance industry and past research results is useful to guide future practices and further research.