8E. L. Altman. Financial R.atios, Discriminant Analysis and the Prediction of Corporate Bank- ruptcy [J. The Journal of Fi- nance, 1968,23 (4) : 589-609.
9P. K. Coats,L. F. Fant. Rec- ognizing Financial Distress Pat- terns Using a Neural Network Tool [J].Financial Management, 1993,22(3) 142-155.
10E. Kahya,A. Ouandlous. P. Theodossiou. Serial correlation, non-stationariW and dynamic performance of business failures prediction [J]. Managerial Fi- nance, 2001,27 (8) : 1-15.