中美两国信贷资产证券化模式的比较研究

A Comparative Study on the Patterns of Credit Asset Securitization between China and USA

信贷资产证券化的核心在于模式选择，模式选择则取决于经济发展水平、法律制度、市场经济体系等多方面的因素。中国与美国在信贷资产证券化模式方面的差异，是由两国的经济发展水平差异、法律制度完善度差异、市场经济体系差异等因素共同作用导致的。

Pattern selection is the core of credit assets securitization, and the pattern selection depends on the level of economic development, the legal system and the market economy system factors. The difference between two countries in level of economic development and degree of legal system perfection and degree of market economy system perfection, leads the pattern difference of credit asset securitization between china and USA.