电子银行安全问题分析

Analysis on the E-Banking Security Issues

电子银行是虚拟银行,对客户来说,只要可以接入internet就能得到银行服务,真正实现跨区域、全天候服务。电子银行业务的网络化、无纸化、实时交易以及不受任何时间（Anytime）、任何区域（Anywhere）限制等特点,决定了其经营风险要高于传统渠道业务。只有保证了安全,才谈得上盈利。资金安全对银行、顾客和商家永远都是至关重要的。如何确保交易安全,为个人保密,就成为电子银行业务发展的最需解决的问题。

E-banking is a virtual bank,the customer,as long as may be able to access internet banking services,to achieve genuine inter-regional,all-weather service.Electronic banking network,paperless,real-time transactions,as well as any time,any restrictions on the regional characteristics of their business risk is higher than that of the traditional business channels,network security is the first financial life,but also financial institutions And the majority of customers will be most concerned about,various foreign invested heavily in Internet banking at the development of advanced,secrecy is absolutely perfect security system to protect the customer＇s on-line trading and capital security.China＇s e-banking security,there are many problems.Most of the major computer hardware are rely on imports from abroad,many of the safety of China-made products,its core technology from abroad is that these networks have become the financial security of the hidden dangers.Only by ensuring the security,we could talk about earnings.Security funds for banks,merchants and customers will always be vital.How to ensure transaction security and confidentiality of individuals,e-banking has became the most problems to be resolved.