流动人口的社会保障状况及影响因素分析——基于2006年北京市的微观数据

The Survey on Condition and Determinants of the Social Security of Floating Population in Beijing:Based on the 2006 Micro-data

文章利用2006年北京市1‰流动人口调查数据考查了在京流动人口社会保障(主要为社会保险)状况,并从流动人口的个人特征、职业特征、家庭特征、政府规范程度等四个维度对流动人口的社保需求进行了实证分析。主要结论如下:个人特征中,户口属性会影响各种保险的入险率;受教育程度总体上与养老保险、失业保险入险率呈正向关系,但不是线性的;工作变量中,处于雇员身份的流动人口具有较雇主、自营劳动者更高的医疗保险、失业保险需求;工人的工资及培训水平与各类保险的购买具有稳健的正向关联;描述政府规范程度的各个变量对流动人口的入保倾向并未产生显著的影响,而社会保障作为一项公共物品供给,政府应该有更多的作为。

The article studies the social security（mainly for social insurance） of the floating population in Beijing using the data of ＂one-per-thousand floating population of Beijing sampling survey in 2006＂.From the aspects of personal characteristics,occupational characteristics,family characteristics and the degree of government regulation,such conclusions are drawn as follows：in the personal characteristics,hukou will affect the insurance rate;the education level has a positive but not linear effects on the rate of pension insurance and of unemployment insurance;for the work status perspective of the floating population,the employees have higher medical insurance and unemployment insurance needs than the employers,and the self-employed;the wage level and training level both have positive relationship with the purchase of various types of insurance;many variables describing the extent of government regulation have no significant impact on the floating population＇s inclining to the insurance.As the social security is public goods,the government should give more supports.