金融控股公司监管主体问题研究

Study on the Administration Bodies of Financial Holding Companies in China

2004年6月28日公布的《三大监管机构金融监管分工合作备忘录》中,首次提出了"金融控股公司"的概念,并对其监管问题做出了原则性的规定。这标志着我国在探索金融控股公司制度方面已经迈出了第一步。鉴于金融控股公司监管主体目前尚不统一,本文立足我国国情,提出了适合我国实际的金融控股公司监管主体。

The concept of ＂financial holding company＂ was first introduced to China through The Memorandum of the Division Cooperation of the Financial Supervision Work among the Three Major Financial Administration Bodies issued on June 28,2004,and the memo also set up the regulatory principles applicable to the supervision of the financial holding companies,which can be seen as China’ s first step towards the systematic administration and supervision on the financial holding companies.However,in terms that no single administration body has the absolute authority in this field,this paper tries to set up a framework of the supervision system in accordance with the actual situation in China.