短期风险可控 未来重在清源——解析中国地方政府融资平台的风险、防范及商业银行策略

The Analysis on the Chinese Local Government Financing Platform Risks,Prevention and the Commercial Banks' Corresponding Strategy

中国发生类似希腊债务危机的概率很小，但其潜在风险的确不容低估。客观地看，随着后危机时代经济政策和经济运行日趋常规化，中国地方政府融资平台的潜在风险值得高度关注。本文主要从偿债风险和合规性风险两个层面进行了剖析。与偿债风险相比，地方政府融资平台的合规性风险更为突出。

The debt crisis happened in Greece has very little chance to recur in China.However, its potential risks should not be underestimated.Effective prevention of the local government financing platform risks should focus on reform intensification and mechanism innovation, and resolve problems on the fundamental level.The commercial banks should pay special attention to carefully controlling the credit scale, strictly regulating the credit management, enhancing the communication among banks and actively carrying out syndicated loans.