三种小额贷款模式的比较及启示

The Comparison of Three Micro-credit Models and the Enlightenment

通过对孟加拉乡村银行、台州市某小型商业银行和某国有商业银行浙江省分行推广小额贷款业务三个案例比较分析,提出通过对这三种模式的复制推广,在完善的弱势金融体系和充分竞争的弱势金融市场之下,能够实现政府、银行和弱势群体三赢。

By comparing three cases of promoting micro-credit business in the Grameen Bank. TCB and CCB Zhejiang Branch,we propose that if we could replicate and promote these three models under the establishment of a sound weak financial system and competitive weak financial markets, we could realize the win＇win situation of government, banks and weak groups.