基于VAR模型下我国保险业与经济增长的协整机制研究

The VAR model-based research on the mechanism of coordination between economic growth and the insurance industry

本文选用我国1985年～2009年的经济发展和保险业保费收入时间序列数据,考察经济发展与保险业间的关联机制。根据数据生成过程完成了时序数据的单位根检验,进而借助自向量回归模型,分析了我国保险业与经济发展间的长期协整机制。最后,给出了新经济形势下如何充分发挥保险业促进经济发展的政策建议。

This article studied the mechanism of coordination between economic growth and insurance premium income ,using time series data from 1985 to 2009. With proper unit root test, the data were classified into stationary trend process, and by availing of the VAR model, the paper analyzed the long-term correlation between the economic growth and the development of the insurance industry in China. Finally, the paper put forward suggestions on how to contribute to economic development by the insurance industry under a new economic situation.