一个现代综合银行业务处理系统的设计与实现

Design and Implementation of a Modern Integrated Bank Business Processing System

介绍了一个现代的综合银行业务处理系统的设计思想和实现技术．该系统采用目前国内外银行系统业务处理先进思想，以ＩＢＭＡＳ／４００计算机为主机，以ＷＩＮＤＯＷＳＮＴ网络为前台工作站，利用目前国内较为流行的计算机软件技术开发完成．整个系统在综合帐务处理、综合客户信息管理和综合柜员制模式下，完成对公、对私、国际业务、金融卡、同业往来、内部核算等银行业务的集中处理；提供柜台业务、电话银行、网点客户终端、企业／家庭银行、ＡＴＭ存取款、ＰＯＳ等服务手段；实现了辖内资金实时清算、异地私人储蓄通存通兑。

The design and implementation of a modern integrated bank business processing system are introduced.The system uses all advanced thoughts about bank business processing in China and the world, also uses the popular computer application development technologies,with AS/400 computer as server computer and WINDOWS NT network as teller’s workstation.The system implements centralized processing of Unit Business,Personal Business,Financial Card,International business, Business among banks and Inner Account,under integrated account,integrated customer’s information manage,integrated teller.The system offers Counter Business, Telephone Bank,Customer Terminal at bank office, Company Bank, Home Bank, ATM and POS etc services. Interbank Fund Realtime Exchanging, Free Depositing and Withdrawing on Personal Account at Different Cities and Electronic Interbank which Unit Fund can be arrived at once have been implemented in the system.