摘要
金融体系内的系统性危机及目前治理的困境已经成为次贷危机检讨的重要内容之一。经历近30多年发展,宏观审慎逐渐成为系统性风险治理的新框架,并成为后金融危机时代各国金融体制改革的主要内容。宏观审慎监管需要监管工具的创新,主要包括构建风险预警机制、创新逆周期监管工具及改革最后贷款人制度等。我国应引入宏观审慎监管以代替金融稳定,完善系统性风险治理的监管工具。
Systemic crisis in the financial system and governance in difficulty has become an important part of reviews of the subprime crisis.After close to 30 years of development,macro-prudential regulation is becoming the new framework of management of systemic risk,and is the main content of countries in the world reforming financial system in the post-financial crisis era.Macro-prudential regulation needs innovative regulatory tools,including building the risk-warning mechanism,founding instrument of dynamic regulation and reforming lender of last resort system.Macro-prudential supervision should be introduced in place of financial stability in china,and to improve the management tool of systemic risk.
出处
《财经科学》
CSSCI
北大核心
2010年第10期1-8,共8页
Finance & Economics
基金
司法部国家法治与法学理论研究中青年项目"货币权论纲--兼议国际金融危机的经验与教训"(09SFB3032)的资助
关键词
后金融危机时代
宏观审慎监管
风险预警
逆周期监管
Post-Financial Crisis Era
Macro-prudential Regulation
Risk-warning Mechanism
Dynamic Regulation
Lender of Last Resort
