国际银团贷款协议中“约定事项”主要分条款的意义

Legal Aspects of Covenants Clause and Its Main Sub-clauses in the Agreement of International Syndicated Loans

"约定事项"是几乎所有国际借贷协议包括国际银团贷款协议的通用条款之一,旨在对借款人的财务商事活动与贷款人所关心的问题进行合同法律规范,倾向于保护贷款人的利益。"约定事项"包括众多分条款,如消极担保、比例平等、财务约定事项等。注意"约定事项"条款有关主要分条款的内容与法律意义是借贷双方防范国际借贷法律风险的必要举措。

The covenants clause is one of the common clauses in the agreement of international lending including syndicated loans,which generally focuses on the borrower’s financial and business activities and reflects the bank’s concerns.The covenants clause is composed of sub-clauses such as negative pledge,pari passu,financial covenant and so on.Pay attention to and study them in terms of legal risks are of importance today.