新形势下推进农村金融服务创新的现实思考——基于城乡综合配套改革试验区重庆的调查

To Speed up Rural Financial Service Innovation and Promote the Coordinated Development of Urban and Rural Economy:Takes Chongqing,the Urban and Rural Comprehensive Reform Areas as an Example

农村经济发展离不开农村金融的有效支持,然而我国农村金融服务质量不高,难以适应社会主义新农村建设和城乡统筹发展的现实需要。基于此,本文以重庆为例分析了当前农村金融服务面临的主要障碍,针对性地提出了农村金融服务创新的目标定位与基本原则,并由此进行相关制度设计,旨在为进一步深化农村金融体制改革、提高农村金融服务质量、加快形成城乡经济社会发展一体化新格局提供理论支持与对策建议。

Rural economic development is inseparable from the support of rural finance.However,at the present time,financial services in our country can't meet the needs of the new socialist rural construction and the urban and rural development.Therefore,this paper takes Chongqing as an example,and deeply reveals the main obstacles,which rural financial service faces,under the conditions of market economy.Then we point out the service innovation and system design in order to provide theoretical and policy support for further deepening rural financial system reform,carrying out the 3.14 overall arrangement efficiently and forming new pattern about the integration of urban and rural economic and social development.