区域发展的非均衡性与金融资源配置差异研究——基于2000～2008年中国省际面板数据

Regional Development Disequilibrium and Financial Resource Arrangement Difference:Based on 2000～2008 Panel Data of China's Provinces

区域发展的非均衡性是导致金融资源配置差异的根本原因,并就此展开理论分析及经验研究。理论模型从金融机构风险预期角度出发,揭示了在歧视性金融资源配置行为下,区域非均衡发展造成了区际金融发展差异并不断得以固化的机理与路径;实证分析支持了理论判断,基于2000～2008年中国省际面板数据的研究发现,中国地区发展差异在经济发展水平、社会发育程度以及开放程度等几个方面对区域金融资源配置差异有着显著影响,而且社会发展程度对金融发展的影响作用可能更加深远。最后给出研究的政策含义。

This paper thought financial resource arrangement difference is the basic reason which causes regional development disequilibrium,and then launches theoretical analysis and empirical study.From the angle of financial institution＇s risk expectation,the theoretical model embarking regional development disequilibrium under the financial institution＇s financial resource arrangement with prejudice,and fixed the mechanism and path of regional finance development difference.Empirical analysis has supported the theory judgment.Based on 2000-2008 year Chinese inter-provincial panel data＇s study,we discovered that on several aspects such as economic development level,social growth degree as well as the opening degree Chinese regional development difference has remarkable influence to region financial resource arrangement difference.Moreover social development degree may be infecting the financial development more profoundly.Research＇s policy meaning was given finally.