3[1]Buser, S. A., Chen, A. H. and Kane, E. J., (1981), Federal Deposit Insurance, Regulatory Policy and Optimal Bank Capital, Journal of Finance, March: P51-60.
4[2]Campbell, T. S. and Glenn, D., (1984), Deposit Insurance in a deregulated Environment, Journal of Finance, 39, P775-785.
5[3]Chan, Y. S. and Mak, K. T., (1985), Depositors' Welfare, Deposit Insurance and Deregulation, Journal of Finance, July, P959-974.
6[4]Chan, Greenbaum, and Thakor Is Fairly Priced Deposit Insurance Possible? The Journal of Finance March, 1992.
7[5]Diamond, D. W. and Dybvig, P. H., (1983), Bank Runs, Deposit Insurance and Liquidity, Journal of Political Economy, 91, n. 3, P401-419.
8[6]见Groodman(1984).
9[8]如Ely(1985).
10[1]Arnoud W. A. Boot and Anjan V. Thakor,"Self-interested Bank Regulation",AER May1993,Vol. 83. NO. 2P206-212