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我国存款保险制度模式与道德风险研究 被引量:2

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摘要 美国爆发次贷危机,波及全球金融系统,银行倒闭屡见不鲜,中小储户利益受到侵害,存款保险制度再次受到广泛关注。文章从四个方面分析存款保险制度下道德风险的来源。并在此背景下深入探讨在显性的存款保险制度下,如何通过具体制度安排,有效的规避道德风险,使存款保险的保障功能充分彰显。
作者 杨蔚
出处 《商场现代化》 2010年第29期66-66,共1页
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