高校新校区建设融资风险管理研究

Management of Financing Risks in Construction of New Campuses in Colleges and Universities

高校的主要融资渠道包括:财政拨款、学费收取、银行贷款、校办产业和教育基金,但各种融资渠道都存在问题;借入资金,高校就必须按期还本付息,由于其资本收益率和贷款利率不确定性所产生的风险。但随着融资观念的更新、融资方式的拓展和融资渠道的延伸,融资风险所涵盖的内容已经不仅于此。防范措施包括:加快校办产业发展;加强产学研的结合;调整办学思路;创造新的资金来源;建立风险预警机制。

The main funding patterns of colleges and universities are financial allocation,tuition fees,bank loans,school-run industry and educational fund.But every pattern has its own problems.When a college borrows money from a bank,the school must repay the capital with interest in time.The risk then is produced because of the uncertainty of return on capital employed and rate of interest.With the innovation of financing notion,the development of funding patterns and the extention of financing channels,the scope of financing risk embraces a wide area.The countermeasures of the risks are stepping up the development of school-run industry,strengthening the integration of production,teaching and research,adjusting the thoughts of running college,innovation the financing resource and setting up mechanism of risk alert.