优化河南省农业保险现行模式的构想

Idea of Optimizing the Existing Pattern of Agricultural Insurance in Henan Province

农业生产风险中的自然风险是制约农业生产、影响农民生活稳定的重要因素,而农业保险可以弥补自然风险给农民带来的损失,对于保障农业顺利发展具有重要作用.分析了河南省农业保险现有模式,指出了其存在的不足,提出了优化河南省农业保险现行模式的构想及其保障措施.

Natural risk in agricultural production is an important factor of restricting the agricultural production and affecting the stability of peasants＇ life.While the agricultural insurance can make up for the farmers＇ loss that natural risk brings and has an important role in protecting the development of agriculture successfully.This paper analyzes the existing pattern of agricultural insurance in Henan province,points out its shortcomings and puts forward the idea of optimizing the existing pattern of agricultural insurance in Henan province and corresponding security measures.