我国东部地区中小银行类机构发展的战略思考

Strategic Thinking of the Development of Small and Medium Banks in East China

尽管我国东部地区经济和金融较中、西部地区相对发达,但城乡金融资源分布仍相差很大,中小银行类机构的信贷结构不够合理。为了实现东部地区的可持续发展,有必要从战略的高度进行思考,建立基于不同发展极的多层次中小银行类机构的服务体系,有效解决中小企业和"三农"融资难的问题。

The development of economy and finance in the eastern region of China is better than that in the western region,but the distribution of financial resources in urban and rural areas is uneven in the eastern region,and the credit structure of small and medium bank institutions is not reasonable.To achieve the sustainable development of the eastern region,it is necessary to think from a strategic perspective,establish the service system of multilevel small and medium banks based on different development poles,and find an effective solution to the financing difficulties of SMEs.