摘要
传统的信用担保难以满足科技型中小企业巨大的融资需求。杭州市通过发挥政府资金的引导作用,对科技企业及银行、担保、保险、创投等进行资源整合,初步构建了一个集政策、产品、中介、信息服务于一体的综合性金融服务体系,形成了基于联合信用担保的运行机制和商业模式,在一定程度上化解了科技型中小企业面临的融资困境。
The traditional credit guarantee can not meet the huge demand for financing from the tech SMEs. By put- ting the guidance role of government funds into play in Hangzhou, allocating such resources as tech companies, banks, guarantee companies, insurance companies, venture capital investment companies, a comprehensive finan- cial service system has been built with an integration of policies, products, intermediaries, and information serv- ices; and an operating mechanism and business model have come into being based on the joint credit guarantee, which, to some extent, dissolves financial difficulties in the tech SMEs.
出处
《征信》
北大核心
2010年第5期52-55,共4页
Credit Reference
基金
国家社科基金项目(06CJL011)
中国浦东干部学院长江三角洲研究院项目(celap2010-YBA-04)
