摘要
中小企业信贷"信息不对称"和"小、急、频"的特点增大了商业银行的审查监督成本,降低了商业银行在中小企业信贷方面的积极性。认为,有效的防范中小企业的信贷风险,首先探析中小企业的风险表现有那些方面,并对此进行剖析。
The characteristics that the credit information is asymmetrical and small, fast and frequent in Small and medium-sized enterprises increased the cost of commercial banks＇ investigation and supervision and lowered their credit activity.In order to effectively prevent the credit risk , this paper explores the risk of small and medium-sized enterprises, and carries on the analysis.
出处
《经济研究导刊》
2010年第28期62-63,共2页
Economic Research Guide
关键词
商业银行
中小企业
信贷风险
commercial banks
small and medium-sized enterprises
credit risk
