我国资产证券化的内在法律逻辑分析

Analysis of the Inherent Logic of Asset Securitization in China

资产证券化作为从借款人信用向资产信用转换的金融创新,以特定商事主体形式为载体。2005年发布的《信贷资产证券化试点管理办法》是我国调整资产证券化行为的主要规范性文件。主要就该《办法》规定下的资产证券化内在法律逻辑进行简单的探讨。

Asset securitization is regarded as financial innovation which is carried by special commercial subject. The Administration of Pilot Projects Securitization of Credit Assets Procedure published in 2005,is a major regulatory document for normalizing asset securitization. This essay discusses briefly on inherent legal logistic of asset securitization.