论政府融资平台的贷款风险及对策

Risk Analysis on Loans to Government Financing Platforms and Its Countermeasures

2008年下半年以来,地方政府融资平台贷款飞速增长,由于其政府背景的特殊性,银行面临贷款主体、贷款担保、贷款偿还、贷款管理等多种风险,为防范和化解地方政府融资平台贷款风险,应严格按照监管要求,采取各种有效应对措施。

Since the second half of 2008,loans to local government financing platforms have increased rapidly.Whereas because of particular background of the borrower,the banks also face many kinds of risks,such as the loan principal,the loan guarantee,the loan repayment,the loan administration and so on.To guard against and decrease the risks from the local government financing platforms,the effective countermeasures should be taken in accordance with regulatory requirements.