从全球银行排名看银行业的发展趋势

A Banking Trend Analysis Based on the World Banks Ranking

英国《银行家》杂志发布2010年度全球1000家大银行排名。根据最新榜单,发达经济体银行业全球排名整体较上年有所改善,新兴市场表现突出,中资银行入围数量达84家。千家大银行排名历史数据显示,近20年东方银行业出现加速成长态势,未来银行业重心将实现从西到东的转移,国际银行业多元格局也将逐步形成。本轮全球金融危机对国际银行业的经营模式产生了重要影响,未来金融监管力度的增强及英法德等欧洲国家的"银行税"政策将导致银行业去杠杆化趋势得以延续并进一步强化。此外,全球银行业资产质量面临挑战,特别是欧洲银行业存在巨大风险敞口。

The Banker has published the top 1 000 world banks ranking of the year 2010. According to the latest list, compared with the previous year,the overall world rankings of the banks in the developed countries have improved. The performance of the emerging markets is outstanding and up to 84 Chinese banks are on the list. The historical data of the top 1 000 world banks ranking show that, in the last 20 years, the eastern banking appears to grow rapidly and the future focus of the world banking will shift from the west to the east, meanwhile the diversified pattern of the international banking will gradually take shape.The current world financial crisis has an important impact on the business model of the international banking. In the future, the enhanced financial supervision, the British, the French, the German and the other European countries＇ ＂bank tax＂ policies will lead the banking to continue and strengthen the deleveraging trend. Moreover, the asset quality of the world banking faces challenges. Especially in Europe, there is a huge exposure to its banking.