略论巴基斯坦公路项目贷款风险及防范

Risks and Risk-control Measures on Projects of Pakistan's Road Sector

公路是巴基斯坦的交通命脉,但总体发展落后,高速公路比重低,道路密度低,运营和养护资金缺口大,投资匮乏。巴基斯坦制定了公路行业十年发展规划以提升公路网络效率,但目标能否实现尚存疑虑。商业银行应重视巴基斯坦公路项目贷款风险分析,针对具体风险采取对策,并通过机制建设防范风险,在风险可控的条件下支持其行业发展。

Road sector is the key to Pakistan's transportation system but its overall development level has lagged behind,which mainly featured in a low ratio of expressway,a sparse road density,lacking of funding for road operation and maintenance as well as a shortage of investment.To remove the bottleneck,Pakistan makes a ten-year development plan aimed at promoting the efficiency of the national road network but the effects are yet to be seen and mixed.According to the author,commercial banks should pay assess credit risk on the projects of Pakistan's road sector,take specific measures for individual projects on a case-by-case basis,and avoid risks through the establishment of risk-managing mechanisms.