优化民族地区农村家庭养老资源供给的思考——兼论与经济增长的关系

Consideration on Optimizing Countryside Family Retirement Resources' Supply

民族地区农村家庭少子化导致高储蓄与高教育投资并行,弱化了家庭对老人的经济反哺能力;空巢化、隔代化危及老人的生活照料和精神慰藉;家庭养老供给面临困境的同时也阻碍了农村经济增长。利用正外部性理论和弹性理论分析可以凸显家庭外部途径优化养老资源供给的必要性,从而得出应构建政府、社区、家庭三方驱动的养老支持力相容系统和养老保障机制。

The less children of countryside family in national areas has caused the high deposit and the high educational investment,has attenuated the families＇ economical ability to return nurturing to the old people.The spatial nest and the generation separation endanger the life care and the spirit consoles of old persons.The family retirement supplies has faced with difficulty and also has hindered the rural economy.Using the theory of positive externalities and elasticity,the article has analyze the family outer endowment resource supply,and construct old-age security system and endowment safeguard mechanism which droved by the government,community and family tripartite aspects.