政策性金融转型动态与我国的改革路径评析

An Analysis on the Development of Policy Finance and Its Reform in China

本文总结了国内外政策性金融机构转型改革的基本动因和采取的多种模式,结合其在应对金融危机方面的重要作用,分析了我国政策性银行改革的争议,明确指出在我国仍然处于发展中的社会主义大国和全球化竞争日益加剧的宏观环境下,有非常充分的理由继续设立政策性银行。要推进我国政策性银行的改革,需加强立法规范,分类优化机构布局和领域配置,完善政策性金融体系,从外部监管与内部运行两方面改革现有政策性银行,以进一步发挥其重要作用。

This paper summarizes fundamental motivation and various patterns of the transition reform of policy finance institutions and analyses the controversy regarding policy bank reforms in China.Given the fact that China is still a large developing socialism country facing increasingly fierce global competition,it is well-founded to continue establishing policy banking institutions.In order to push forward the reform of policy banks in China,we need to strengthen relevant legislation system,classify and optimize the distribution of policy institutions,enhance the policy finance system,as well as reform external supervision and internal operation of policy banks.