我国银保合作类业务存在的问题及创新发展研究——基于商业银行中间业务收益

Research on Existed Problems and Innovation in China's Bancassurance Cooperation——Based on Intermediary Business Benefit of Commercial Bank

现阶段,我国银保合作类业务仍处于低级发展阶段,实现其创新和突破十分必要。指出银保合作类业务创新的两方面内容:商业银行兼业代理保险业务的创新以及银保合作模式的创新。

Nowadays,China＇s bancassurance is still less developed.To make innovations and breakthroughs is vital and necessary.This article aims at pointing out two aspects of innovation of China＇s bancassurance： the innovation of commercial bank＇s business as pluralistic insurance agents and the innovation of the pattern of cooperation between commercial bank and insurance company.